Smarter 401(k) and Workplace Retirement Planning

Support Your Employees. Strengthen Your Business.

Whether you’re a business owner seeking the right retirement plan for your team or an individual navigating your 401(k) options, having the right guidance makes all the difference. At G.W. Sherwold Associates, we offer clear, conflict-free advice on how to build, manage, and maximize workplace retirement plans.



From plan selection to ongoing management, we help ensure your retirement benefits align with both business goals and individual outcomes.

A man with a backpack is standing next to a lake in the woods.

Tailored Plans for Companies and Individuals

401(k) and workplace plans are more than benefits—they’re essential tools for long-term financial health. We work with employers and employees alike to design, assess, and optimize plans that provide value and encourage participation.

Whether you’re starting a new plan or evaluating an existing one, we offer experienced support grounded in what’s best for your business and your people.

Plan Design

Build cost-effective, tax-advantaged plans that meet your team’s needs.

Investment Options

Select diversified, high-quality fund choices that support participant goals.

A white background with a black circle in the middle.

Participant Education

Help employees understand their options and plan with confidence.

Rollovers and Transitions

Navigate job changes, consolidations, and retirement with clarity and ease.

FAQ

  • What’s the difference between a 401(k) and an IRA?

    A 401(k) is an employer-sponsored retirement plan, often with matching contributions. An IRA is an individual retirement account you open on your own. Both offer tax advantages, but they differ in contribution limits and rules.

  • Do you offer advice for business owners?

    Yes. We help employers select, implement, and manage retirement plans that support their business goals while serving their employees effectively.

  • What happens to my 401(k) if I leave my job?

    You typically have several options, including leaving the funds, rolling them into a new plan, or moving them to an IRA. We’ll walk you through the pros and cons of each.

  • Can you help employees understand their retirement options?

    Absolutely. Participant education is a core part of our service, ensuring employees make informed decisions about their savings.

  • Do you receive commissions on 401(k) plans?

    No. We’re a fee-based, independent firm. Our recommendations are always in your best interest, with no sales incentives or hidden agendas.